Author: Helen Barklam

Helen Barklam is a journalist and writer with more than 25 years experience. Helen has worked in a wide range of different sectors, including health and wellness, sport, digital marketing, home design and finance.

IntroductionBear Raid is a type of stock market manipulation that involves a group of investors working together to drive down the price of a stock. This is done by selling large amounts of the stock in a short period of time, creating a negative sentiment in the market and causing the stock price to drop. The goal of a bear raid is to make a profit by buying the stock at a lower price after the price has dropped. Bear raids can have a significant impact on stock prices and can be used to manipulate the market.What is a Bear…

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IntroductionA bear market is a market condition in which the prices of securities are falling, and widespread pessimism causes the negative sentiment to be self-sustaining. It is a market characterized by negative investor sentiment, which can be triggered by a variety of factors, including economic downturns, geopolitical events, or the bursting of a bubble. During a bear market, investors tend to sell off their investments, leading to further declines in prices. This can have a significant impact on investments, as it can lead to losses in the value of stocks, bonds, and other investments.What is a Bear Market and How…

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IntroductionBasis Point (BPS) is a unit of measure used in finance to denote a percentage change in the value of a financial instrument. It is equal to 0.01%, or one hundredth of a percent. Basis points are commonly used to measure changes in interest rates, bond yields, and other financial instruments. They are also used to measure the performance of investments, such as stocks and mutual funds. Basis points are often used to compare the performance of different investments, as well as to measure the risk associated with a particular investment. Basis points are also used to calculate the cost…

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IntroductionBarriers to entry are obstacles that make it difficult for new firms to enter a market. These barriers can be economic, legal, technological, or even social. They can be used to protect existing firms from competition and can limit the number of firms in a market. In finance, barriers to entry can have a significant impact on competition and can lead to higher prices and reduced consumer choice. This introduction will discuss the definition of barriers to entry and how they affect competition in finance.What is a Barrier to Entry in Finance and How Does it Impact Competition?A barrier to…

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IntroductionBankruptcy is a legal process that allows individuals and businesses to restructure or eliminate their debts. It is a way for debtors to get a fresh start and to reorganize their finances. Bankruptcy can have a significant impact on investments, as it can affect the value of a company’s stock, bonds, and other investments. It can also affect the ability of a company to access capital markets and to obtain financing. Bankruptcy can also have an impact on the creditworthiness of a company, as it can affect its ability to obtain credit in the future.What is Bankruptcy and How Does…

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IntroductionA balloon payment is a large, lump-sum payment made at the end of a loan’s term. It is typically equal to the remaining balance on the loan, which is paid in full. Balloon payments are most commonly found in mortgages, but may be attached to auto loans, personal loans, and other types of financing. The presence of a balloon payment can significantly affect the terms of a loan. It can reduce the amount of the monthly payments, making the loan more affordable in the short-term. However, it also means that the borrower must be prepared to pay a large sum…

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IntroductionA balanced fund is an investment fund that seeks to provide investors with a combination of both growth and income. It typically invests in a mix of stocks and bonds, with the goal of providing a steady return over time. Balanced funds differ from other funds in that they are designed to provide a more balanced approach to investing, as opposed to focusing solely on either stocks or bonds. This type of fund is often used by investors who are looking for a more diversified portfolio, as it provides exposure to both asset classes. Additionally, balanced funds can be a…

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IntroductionBalance of Trade (BOT) is an important concept in economics that measures the difference between a country’s exports and imports. It is a key indicator of a country’s economic health and can be used to measure the relative strength of a country’s economy. A positive balance of trade (BOT) indicates that a country is exporting more than it is importing, while a negative balance of trade (BOT) indicates that a country is importing more than it is exporting. The balance of trade is an important factor in determining a country’s economic growth and stability, as it can affect the exchange…

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IntroductionBad debt is a term used to describe debt that is unlikely to be repaid. It is a type of debt that has been written off by a lender as a loss. Bad debt can have a significant impact on a person’s or business’ finances, as it reduces the amount of money available to be used for other purposes. Bad debt can also affect a person’s or business’ credit score, making it more difficult to obtain financing in the future.What is Bad Debt and How Does it Affect Your Finances?Bad debt is any debt that is unlikely to be repaid.…

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