Author: Helen Barklam

Helen Barklam is Editor of Investment Guide. Helen is a journalist and writer with more than 25 years experience. Helen has worked in a wide range of different sectors, including health and wellness, sport, digital marketing, home design and finance. Helen aims to ensure our community have a wealth of quality content to read and enjoy.

Bristol-based procurement software provider, Market Dojo, has announced the launch of its new Autonomous Sourcing features, which are set to transform the way procurement professionals work. The innovative tools aim to automate key aspects of the procurement process, helping organisations improve efficiency, ensure compliance, and reduce errors. By streamlining tasks such as event creation, supplier selection, and document management, the software promises to significantly reduce the administrative burden on procurement teams. The procurement industry has long been faced with the challenge of balancing an increasing workload while adhering to stringent regulatory requirements. Manual processes often leave room for mistakes, and…

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Bupa, the UK’s leading health insurer, has announced the appointment of Chris Carroll as the new Chief Executive Officer of Bupa Insurance. Carroll will take up the role in January 2025, subject to regulatory approval. Reporting directly to Carlos Jaureguizar, CEO for Bupa Global, India, and the UK, Carroll will oversee the continued growth of Bupa’s consumer and business insurance divisions across the UK market. Chris Carroll joins Bupa Insurance from Bupa’s Health Insurance business in Australia, where he has been Managing Director since March 2022. His leadership in Australia has been marked by significant growth, with Bupa’s Health Insurance…

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North American fund managers are frustrated by EU regulations, new research from global leader in fund administration, capital markets, corporate, and fiduciary services Ocorian has revealed. Many fund managers have expressed concerns that the European market is becoming so heavily regulated that it risks deterring future investment. Ocorian’s study, which surveyed private equity, private debt, real estate, venture capital, and infrastructure fund managers across the US and Canada – collectively responsible for managing $1.591 trillion in assets – found that 99% consider current EU regulations more complex than those in their home markets. Over a third (37%) described these regulations…

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The Competition Appeal Tribunal (the “Tribunal”) has ruled in favour of the Class Representatives, Commercial and Interregional Card Claims I & II Limited, allowing them to pursue compensation claims on behalf of businesses across the UK. The Tribunal’s decision certifies the claims, enabling the Class Representatives to seek redress for the unlawful fees paid by these businesses. Mastercard and Visa had objected to the certification of the claims, but the Tribunal dismissed their arguments, allowing the cases to proceed as collective actions. Businesses are now urged to register their interest promptly to stay informed on the progress of the proceedings…

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One Education: A Vision for Universal Learning and Equality Introduction One Education empowers individuals, fosters economic growth, promotes social harmony, and nurtures innovation. However, the reality of education across the world is far from equal. Disparities in access, quality, and outcomes create a wide educational gap between different regions, socio-economic groups, and genders. The concept of “One Education” envisions a world where every individual, regardless of their background, has access to a high-quality education. This vision aims to eliminate educational inequalities, ensuring that everyone has the opportunity to learn, grow, and contribute to society. The Importance of Education Before delving…

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As September kicks off, Bitcoin is trading at $59,164 today, a level that comes with both optimism and caution in the cryptocurrency market. Historically, September has been a challenging month for Bitcoin, often referred to as a “red month” due to its tendency to deliver negative returns. However, the landscape in 2024 may differ significantly from previous years, thanks to a combination of increased institutional demand and the recent approval of Bitcoin exchange-traded funds (ETFs). Rania Gule, Senior Market Analyst at XS.com, highlights the complexities of the current market. “While Bitcoin’s recent gains are encouraging, supported by forecasts and institutional…

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Economic uncertainty can be a challenging time for investors. Whether driven by global geopolitical tensions, inflation, or a slowdown in economic growth, the markets can become unpredictable. However, with the right strategies, investors can navigate these turbulent times and potentially find opportunities amid the chaos. This article explores various investment approaches during periods of economic uncertainty, focusing on defensive versus aggressive investing, the role of precious metals, managing currency risk, and identifying opportunities in a bear market. Defensive vs. Aggressive Approach for Investors During times of economic instability, one of the first decisions investors must make is whether to adopt…

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Embracing the “I Hate Christmas” Sentiment: Understanding and Navigating Holiday Discontent Christmas, for many, is a time of joy, celebration, and togetherness. It’s a season filled with sparkling lights, festive music, and the warmth of family gatherings. In fact, for some, the holiday season is a source of stress, discomfort, and even resentment. The phrase “I hate Christmas” might seem taboo in a culture that glorifies holiday cheer, but it’s a reality for many people. Understanding why some individuals dread Christmas is important for fostering empathy and finding ways to navigate this challenging time of year. The Pressure of Perfection…

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Understanding Loan-to-Value Ratio: Key Insights and Latest Developments The Loan-to-Value (LTV) ratio is a crucial metric in the world of finance, particularly in real estate and mortgage lending. It represents the proportion of a loan compared to the value of the asset being purchased, usually expressed as a percentage. As an essential tool for both lenders and borrowers, the LTV ratio helps assess the risk associated with lending money. In recent times, shifts in the economy, changing market dynamics, and regulatory updates have influenced LTV ratios, making it a focal point in financial news. This article explores the importance of…

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